Attention homeowners: Real estate appraisal services for in Archbald and Lackawanna County

Check out the top 7 reasons why PA homeowners call on Pro One Appraisals:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
To challenge a PA property tax assessment
To lower your mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a PA divorce, when property needs to be divided
To settle an estate in PA by determining the true market value of real estate in question

Do you own a home in or near Archbald? Do you need help determining the value of your real estate?
Contact Pro One Appraisals.

We at Pro One Appraisals understand the unique needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Pro One Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value conclusion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We are seasoned in helping clients just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenging Lackawanna county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that is going down or not appreciating as much as other properties close by. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Pro One Appraisals is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Pro One Appraisals can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for verity? An appraiser from Pro One Appraisals can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.